Open Enrollment Dates for HealthCare.gov | Nov 1 – Jan 31

Open enrollment is each year from November 1 – December 15.  You can obtain coverage if you have a special enrollment or life event. Examples of life qualifying events include but are not limited to; births, adoptions, marriage, divorce and involuntary loss of coverage. If you don’t have a life qualifying event, you must wait until the next open enrollment period in November to submit an application. If you don’t know if you qualify because of a life qualifying event or because your state has extended its open enrollment period, please contact us at 801-298-0399.

Top 5 reasons to use RBI as your agent

  • No additional cost for you
  • Certified Healthcare.gov/Exchange Assistance
  • Customize your plan to your specific needs
  • Representing you, not the insurance companies
  • Help when you need it
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Subsidy Chart


A federal health insurance subsidy, reducing the cost of your health insurance premium, will be available if your household adjusted gross income is between 100% – 400% of the federal poverty level as shown on the chart below.

Family Size FBL 100% FBL 138% FBL 250% FBL 400%
1 $12,060 $16,642 $30,150 $48,240
2 $16,240 $22,411 $40,600 $64,960
3 $20,420 $26,179 $51,050 $81,680
4 $24,600 $33,948 $61,500 $98,400
5 $28,780 $39,716 $71,950 $115,120
6 $32,960 $45,484 $82,400 $131,840
7 $37,140 $51,253 $92,850 $148,560
8 $41,320 $57,021 $103,300 $165,280

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